"Individuals" went to MFO

December 28th. FINMARKET.RU – Individual entrepreneurs (IE) and self-employed people have begun to more often apply for money to microfinance organizations (MFOs), where loans are given expensively, but without collateral and quickly. IDF Eurasia IFC (Moneymen brand) conducted a study of the structure of MFO borrowers, from which it follows that almost every fifth application for a micro-loan this year came from individual entrepreneurs (IE) and self-employed. At the end of 2020, the latter accounted for 8% of submitted applications (+3 pp year-on-year), and individual entrepreneurs – 9% (+1.5 pp). Due to a sharp decline in income, the need for borrowed funds to support their activities has increased, however, banks have tightened scoring and are in no hurry to issue loans. Experts expect that the trend will continue next year, https://www.kommersant.ru/doc/4636282?from=main_5 writes Kommersant.

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