July 20. FINMARKET.RU – Realtors have proposed giving employers the right to issue mortgages to employees at a low interest rate. Essentially, the idea assumes that companies will become lending institutions. The authors of the initiative believe that for this it is necessary to create a simplified system for issuing licenses for corporate lending to employees. Realtors sent a corresponding proposal to Prime Minister Mikhail Mishustin, Izvestia reports, referring to the document. The implementation of the initiative will increase competition in the mortgage market at the expense of business, and companies will receive a tool to increase employee loyalty and invest money, according to the industry. The innovation will not replace the traditional system of bank lending, but will simply become another tool, experts say. At the same time, it is necessary to provide for a mechanism for the redemption of mortgages from the employer by a bank or another employer upon dismissal of an employee, specialists noted.